Business lending
Business loans matched to your company.
Compare secured and unsecured term funding from a panel of UK commercial lenders with one short enquiry — for growth, cash flow, investment or refinancing.
Check business loan fit
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Compare your options in one short enquiry — it takes about 60 seconds.
Check business loan optionsFree to enquire · subject to status and provider criteria
- One enquiry, access to a panel of UK commercial lenders.
- Secured and unsecured options for a range of company needs.
- No obligation, and an initial enquiry won't affect your business credit score.
What a business loan is
A business loan gives your company a lump sum that you repay over an agreed term, usually with interest. It can be unsecured (no asset security) or secured against property or business assets. Muve compares options across a panel rather than offering a single product.
What businesses use loans for
Common uses include funding growth, refurbishment or new premises, buying equipment or stock, smoothing cash flow, consolidating existing facilities, or funding an acquisition. The right structure depends on the amount, term and whether you can offer security.
Secured vs unsecured
Unsecured loans don't require you to pledge assets and can be quicker to arrange, but amounts and pricing reflect the added risk to the lender. Secured loans are backed by property or assets, which can support larger amounts or better pricing. Our guide compares the two.
How Muve handles your enquiry
Muve captures a few details about your company, turnover, trading history and funding need, then reviews and routes the enquiry manually to a suitable finance partner. Lender names and routing rules are not shown on the public page.
Why compare with Muve
- For UK incorporated businesses.
- Manual review before routing to a finance partner.
- Introducer, not a lender.
Pros and cons
Pros
- A lump sum for growth, cash flow or investment.
- Secured and unsecured options across a lender panel.
- Fixed, predictable repayments over an agreed term.
Watch-outs
- Interest and fees add to the total you repay.
- Larger or lower-cost loans usually need security.
- Subject to affordability and lender checks.
What it costs
A business loan's cost is the interest and any fees over the term. Pricing reflects the amount, term, whether it's secured and your company's financial strength — compare the total cost, not just the monthly payment.
- The amount, term and whether the loan is secured.
- Your turnover, trading history and affordability.
- Arrangement fees and any early-repayment terms.
What you'll need to enquire
- Your registered company name (we'll find you on Companies House).
- Your annual turnover and how long you've traded.
- How much you want to borrow and what for.
- Whether you can offer security.
Ready to see which finance routes could fit?
Check business loan optionsFrequently asked questions
How much can my business borrow?
It depends on the lender, the product, your turnover and trading history, and whether the loan is secured. We compare a panel to find options that fit — any facility is subject to status and lender criteria.
Will applying affect my credit score?
An initial enquiry through Muve won't affect your business credit score. A lender you proceed with may carry out its own checks later in their process.
How quickly can I get a decision?
Timescales vary by product and lender. Some unsecured facilities can move quickly, while secured lending takes longer. We avoid quoting guaranteed timings.
Who can apply?
Business loans through Muve are for UK incorporated businesses — limited companies, PLCs and LLPs.
Written by the Muve editorial team.